As client scenarios grow more diverse, many hopeful buyers may currently need alternatives to achieve their goals.
To help address some of the real world challenges that clients face, we’re unlocking opportunities for borrowers to purchase their first home with our red hot options:
Got a deal on your desk? Give it the non-bank test!
Our headline policy options
LVR & Deposit
- Up to 80% LVR
- Up to 85% LVR for new build in metro area
- First Home Grant considered for deposit
Income
- 80% of estimated rental income considered
- Non-standard income considered
Credit History
- Arrears or late payments
- Unlimited defaults
Loan structure
- IO max 5 years followed by P&I
- 2 and 3 year fixed rates
- 40-year loan terms (P&I non-conforming options)