Need a loan option to make that client's dream real?

^ Before using Pepper Product Selector, it is important to ensure you have received your customer’s written consent to complete a credit enquiry. Applications are subject to the credit assessment, eligibility criteria and lending limits.

An indicative offer is not a formal approval for a loan and financial commitments must not be entered into based on it. It is not a suggestion or recommendation of any particular loan product. It is a guide only based on the limited information provided and the credit score obtained. The actual interest rate and fees will depend on the borrower’s circumstances and the information verified during the loan application assessment.

* Floating Interest rate promotion (Promotion) applies for new applications. Refer to the rate card for our full range of interest rates and fees. Applications must be submitted between 12:00 am NZDT 7 March 2025 and 11:59 pm NZST 12 June 2025. Applications lodged after the Promotion period will be offered the current floating interest rates then applicable. This Promotion is subject to change and may be varied or withdrawn at any time. All applications are subject to Pepper's credit assessment and loan eligibility criteria and lending limits. Terms, conditions, fees and charges apply.