To help address some of the real-world challenges that clients face, we’re unlocking opportunities for borrowers with our red hot rates package.
Red Hot Rates1
Starting from 6.69% p.a.2
Affordability
Credit policies to help
Fast turnaround
24hr SLA
Give it the Pepper Money non-bank lender test.
Our headline floating rates1:
Our headline policy options
Investors
- New: Non-CCCFA investor loans, with adviser fee capitalisation and serviceability excluding personal expenses.
- No notional rent for rent free accommodation
- Actual repayments on existing debts +25% buffer
Refinancers
- New: Waived serviceability buffer on $-for-$ refinances
- New: Fast-track refinancing process for $-for-$ refinances.
- Unlimited debt consolidation & cash out (LVR & lending limits apply)
Self-employed
- From 6 months in business
- Tax debt on a payment plan
- Full & Alt Doc options
Real life events
- Defaults & judgements
- Arrears or late payments
- Work & family payments (no age limit)
Talk to us about workshopping your client’s situation.
We’re here to help.
Rate card
Product Guide
Scenarios