Bank said no? Put it to the non-bank lender test
Get a quick response from our scenarios team. They could tell you when a ‘no’ could be a ‘yes’.
Don’t miss our red hot rates package.
Help your clients with real life options from Pepper Money
Common scenarios our team could help with:
- Have been refused credit from a bank due to a high credit score, yet there was no default listed on their credit file.
- Are wanting to consolidate a number of debts including IRD debts.
- Have stable self-employed income but are undesirable to other lenders as they cannot provide full financials.
- Are recently back in the workforce after suffering from a temporary illness.
- Aren’t able to access additional funds from their current lender because they missed a payment due to a timing issue.
- Are a new business owner with a 6 month NZBN.
Important Information
* Floating Interest rate promotion (Promotion) applies for new applications. Refer to the rate card for our full range of interest rates and fees. Applications must be submitted between 12:00 am NZDT 7 March 2025 and 11:59 pm NZST 12 June 2025. Applications lodged after the Promotion period will be offered the current floating interest rates then applicable. This Promotion is subject to change and may be varied or withdrawn at any time. All applications are subject to Pepper's credit assessment and loan eligibility criteria and lending limits. Terms, conditions, fees and charges apply.
