Common scenarios

Can your client get home loan help? Absolutely. Pepper Money takes your clients' circumstances personally.

Is your client:

  • A customer who has been refused credit from a bank due to a high credit score, yet there was no default listed on their credit file?
  • Wanting to consolidate a number of debts including IRD debts?
  • On stable self-employed income but undesirable to other lenders as they cannot provide full financials?
  • Recently back in the workforce after suffering from a temporary illness?
  • Not able to access additional funds from their current lender because they missed a payment due to a timing issue?
  • A new business owner with a 6 month NZBN?

Leave your details and we'll be in touch

Our scenarios team provides a fast paced review of loans lenders have said 'no' to. They can tell you when 'no' could be 'yes'. Submit your scenario below.

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All applications are subject to Pepper’s normal credit assessment and loan suitability criteria. Terms, conditions, fees and charges apply. Personal information is collected, used and disclosed in accordance with Pepper’s Privacy Policy. Pepper New Zealand Limited NZBN 9429031065153.