Rates and Documents

Below you’ll find links to the forms you need to apply for and manage your clients' home loan with us. Select the type of information you are looking for to locate the documents you need.

Product Information

This section contains all the information you need on Pepper Money’s product features, rates and fees.

Product Guide

This guide provides details on our product suite and an overview of the servicing and lending policy.

Pepper Money Niches

Download this guide for a quick introduction to our home loan options and unique approach to lending.

Rates & Fees

This guide includes a full interest rate and establishment fees summary.

Fees & Charges Schedule

This guide summarises the credit fees and charges that may be payable in relation to set up and management of your client’s home loan.


Application Documents

Online Application

Use the short application form for online lodgements.

Home Loan Application

Download the full home loan application form.

Privacy Consent

To be signed by the borrowers and guarantors of the loan authorising Pepper Money to hold and use their personal information and obtain credit reports in accordance with Pepper Money’s Privacy Policy.

Customer Requirements & Objectives

This form will ensure that both Pepper Money and our introducer have adequate insight into the applicant’s requirements and objectives.


For Alt Doc Applications

Self-Employed Declaration

Required for all self-employed clients applying for an alternative documentation ‘alt doc’ loan.

Accountant's Letter Template

Where self-employed income is verified by a clients’ Accountant.