Rates and Documents
Below you’ll find links to the forms you need to apply for and manage your clients' home loan with us. Select the type of information you are looking for to locate the documents you need.
Product Information
This section contains all the information you need on Pepper Money’s product features, rates and fees.
Product Guide
This guide provides details on our product suite and an overview of the servicing and lending policy.
Pepper Money Niches
Download this guide for a quick introduction to our home loan options and unique approach to lending.
Rates & Fees
This guide includes a full interest rate and establishment fees summary.
Fees & Charges Schedule
This guide summarises the credit fees and charges that may be payable in relation to set up and management of your client’s home loan.
Application Documents
Online Application
Use the short application form for online lodgements.
Home Loan Application
Download the full home loan application form.
Short Form Refinance Requirements
This guide provides details on the short form process for $ for $ refinances.
Privacy Consent
To be signed by the borrowers and guarantors of the loan authorising Pepper Money to hold and use their personal information and obtain credit reports in accordance with Pepper Money’s Privacy Policy.
Customer Requirements & Objectives
This form will ensure that both Pepper Money and our introducer have adequate insight into the applicant’s requirements and objectives.
Trust Details Form
To be completed when a home loan application includes a trust.
Company Details Form
To be completed when a home loan application includes a Company, Company Trustee, or a Company Partner.
For Alt Doc Applications
Self-Employed Declaration
Required for all self-employed clients applying for an alternative documentation ‘alt doc’ loan.
Accountant's Letter Template
Where self-employed income is verified by a clients’ Accountant.
