We’ve expanded our solutions to help you provide options for more of the client scenarios you see every day.
Now with larger loans, higher LVRs, bigger regional reach and more property types, help give your clients more options:
Let's go further
- Expanded ‘Category 1’ locations, including: Rodney District, Kumeu District, Cambridge, Queenstown, Rolleston and Mount Maunganui
- Category 1 locations up to 80% LVR now available up to $2m and $2.5m for Auckland. (Max exposure up to $1.6m per security)
Let's go broader
- Bare land, now accepted up to 60% LVR
Let’s go larger
- Prime Alt Doc up to 90% LVR
- Specialist Alt Doc up to 85% LVR
Really helpful loan options. Let’s go.
Important Information
You are protected by responsible lending laws. Because of these protections, the recommendations given to you about home loans are not regulated financial advice. This means that duties and requirements imposed on people who give financial advice do not apply to these recommendations. This includes a duty to comply with a code of conduct and a requirement to be licensed.
For full details, please refer to our Mortgage Terms & Conditions, General Terms & Conditions and Fees and Charges Schedule.
Information is current as of 2 July 2026 and subject to change without notice. Applications are subject to Pepper New Zealand completing responsible lending checks and considering the borrower's individual circumstances, credit assessment, eligibility criteria and lending limits. Terms, conditions, fees and charges apply.
© Pepper New Zealand Limited NZBN 9429031065153 NZ Company Number 3416551.
